Chiropractors in Australia can see patients under many different types of insurances.
Latrobe Health Center Chiropractors accept Medicare, WorkCover, Transport Accident Commision (TAC), Department of Veteran’s Affairs (DVA) and private insurance companies.
WorkCover
Chiropractic is covered by WorkCover. WorkCover is a compulsory insurance for Victorian work places which is funded by employer contributions. It provides Victorian work places with insurance cover for employees who may be either injured or become ill due to work. If you have been injured at work you are eligible to get rehabilitation covered by WorkCover. Latrobe Health Centre Chiropractor’s accept WorkCover patients, all you need is your claim number and case manager’s details and our friendly reception staff will do the rest.
Medicare
Chiropractic is covered by Medicare. The Commonwealth Government of Australia allows Medicare to pay for up to 5 Allied Health (which may include chiropractic) visits a calendar year. This government initiative is called; Chronic Disease Management Plan formally known as Enhanced Primary Care Plan. To qualify for Medicare Chiropractic visits, eligible patients must have a chronic medical condition which they have had for more than 6 months, for example; diabetes, asthma, cancer, cardiovascular disease, stroke and musculoskeletal conditions. To apply for Medicare visits for Chiropractic you need a referral from your GP and then a GP Management Plan and Team Care Arrangement Plan (this is all done by your GP). We regularly see Medicare Chiropractic patients. Please note this is not a free consultation through medicare – full cost of the service must be paid, then our reception staff will rebate you by processing your medicare card. You will accrue a $10.00 out of pocket expense for each visit.
TAC
Chiropractic is covered by TAC. The Transport Accident Commission (TAC) is set up to cover all medical and rehabilitation treatment costs. The TAC also pays for disability services, income assistance, household and travel support services, any of which has resulted from a transport accident. The TAC aims to help make your life easier and support you after a transport accident. We regularly see TAC Chiropractic clients, all you need is your claim number and your case manager’s details, our friendly staff will help make this process easy for you so you can start to receive your Chiropractic management as soon as possible.
Department of Veteran’s Affairs (DVA)
Chiropractic is covered by DVA who are an organisation which supports Veterans who have served in Australia’s defence force. Veterans include Australian and Commonwealth WWII and post WWII Conflicts Veterans. Veteran’s family members including Spouse, Partners, Widows and Widowers may be eligible for DVA support. Police Officers are also supported by DVA. Eligible DVA members are entitled to Chiropractic management. We accept patients using DVA cards. If you are interested in coming to us for patients the procedure is:
- Have your DVA Gold card details available (Some White Card holders are eligible for Chiropractic cover)
- Call us one of our practices for a consultation, the chiropractor will normally speak to you about your situation
- Ask your medical practitioner for a referral to see a Chiropractor. Our Chiropractors often write letters to GPs that helps this process
- These referrals are valid for 12 months, after which time a new referral can be granted, and all you need is a letter from your GP and your Gold card.
Private Insurance Companies
There are many private insurance companies in Australia, with many factors affecting your level of cover, insurance premium and well as rebate for particular health care modalities. Taking these factors into consideration, majority of people who visit our practice receive between $300 – $1,000 rebate per year after their Chiropractic care. Most insurance is configured so that the user receives more benefit at the beginning of care, as the frequency of care is usually higher. As your problem improves and your need for care reduces, so does your rebate.
Want some more info?
Book an appointment with one of our Chiropractors in Geelong, Bannockburn and Leopold.
Call us on 03 5222 6868 or book online.
